Our investment philosophy is based on three tenets:
Safety, Liquidity, and Yield
Client portfolios are individually managed taking into account each client's cash flow needs and risk tolerances with the goal of achieving a competitive market rate of return throughout economic and budgetary cycles. In addition to marketable fixed income securities, we consider our client’s local bank relationships and take advantage of attractive CD offerings. We continually monitor the markets to determine securities and sectors that will add relative value to our clients' portfolios.
Trade execution is important to Productive Capital Management Inc. and our clients. We trade with a list of local and nationally recognized broker-dealers that have been pre-approved based on their reputation, competitive pricing, fees, and quality of executing trades. Our goal is to obtain best price and trade execution for our clients.
Market data and intelligence are critical to managing our clients' portfolios. From time to time, broker-dealers may provide us with this information, some of which trade on behalf of our clients. This information is not provided in connection with client transactions. We do not engage in any soft dollar arrangements including markups or markdowns in order to obtain research or any other product or service from a broker-dealer.
